Money Trees Vs. Umbrella Trees Vs. Ficus Vs. Jade Vs. Palms: What’s The Difference?

Kelly Garton

Are you looking to add some greenery to your space but unsure about which indoor plant to choose? With so many options available, it can be overwhelming to make a decision. Fear not, as we are here to help you understand the differences between some of the most popular indoor plants: Money Trees, Umbrella Trees, Ficus, Jade, and Palms.

First up, Money Trees are known for their unique braided trunks and vibrant green leaves. They are believed to bring good luck and fortune, making them a popular choice for homes and offices alike.

Umbrella Trees, on the other hand, are characterized by their thin trunks and bushy foliage that resembles an umbrella. They are easy to care for and make for a great statement piece in any room.

In this article, we will not only delve into the differences between these two plants but also explore how they differ from Ficus, Jade, and Palms.

So, sit back, relax, and let us help guide you towards the perfect indoor plant for your space.

Key Takeaways

  • Money Trees are best for those who want to bring luck and prosperity into their homes, and thrive in humid conditions with moderate watering.
  • Umbrella Trees are easy to care for and make a great statement piece, with care requirements that vary depending on whether they are kept indoors or outdoors.
  • Ficus require more light than Money Trees and have aggressive roots, so they may not be the best choice for beginners.
  • Jade plants are easy to care for and thrive in dry environments, making them a great choice for those who live in arid regions. Palms, including Parlor, Ponytail, and Majesty, have different light and care requirements that should be considered when selecting which to bring into your home.

Money Trees

If you’re looking for a plant that symbolizes luck and prosperity, Money Trees – also known as Malabar Chestnuts, Saba, and Guyana Nut – are a great choice. These trees are indigenous to Central and South America and can reach over 30 feet tall in the wild. However, they are often sold braided together with multiple trunks, making them a popular choice for indoor decoration.

When it comes to growing and caring for Money Trees, they thrive in humid conditions and require moderate watering. They only grow five leaves per stem, so it’s important to not over-water or over-fertilize them.

Decorating with Money Trees in Feng Shui is believed to bring good fortune and wealth, so placing them in the wealth corner of your home or office is recommended.

With their unique braided trunks and association with luck and prosperity, Money Trees are a great addition to any indoor space.

Umbrella Trees

You may be interested to know that the glossy oval leaves of the Schefflera Amate, also known as the umbrella tree, can grow aerial roots and reach up to 15 feet tall in their native climate. This plant is native to Australia and Taiwan and is a popular indoor plant due to its ornamental value. However, it can also be grown outdoors in warm climates.

If you’re considering adding an umbrella tree to your indoor or outdoor space, it’s important to know which variety is right for you. The table below outlines the differences between indoor and outdoor umbrella trees, as well as some basic care tips to keep your plant healthy.

Indoor Umbrella Tree Outdoor Umbrella Tree
Lighting Bright, indirect Partial shade
Watering Moderate Moderate to low
Temperature 65-75°F Above 60°F
Humidity High Moderate to high
Soil Well-draining potting mix Well-draining soil
Fertilizer Once a month Once a month during growing season

By following these care tips, you can enjoy a beautiful and healthy umbrella tree in your home or outdoor space.

Ficus, Jade, and Palms

To care for your indoor Ficus, Jade, and Palms plants, it’s essential to understand their unique growing requirements.

Ficus plants, also known as Weeping Fig Trees, require more light than Money Trees and have much fuller foliage. They are capable of growing aerial roots and can reach over nine feet tall. However, it’s crucial to note that Ficus plants have aggressive roots, and they can damage pipes and foundations if grown outside. To keep them healthy, they need to be grown in a well-draining soil mix and receive bright, indirect light.

Jade plants, also known as Crassula Ovata, are succulents native to South Africa and Mozambique. They require little water and can grow up to three feet tall. They have glossy, thick, oval-shaped leaves and require up to six hours of bright, direct sunlight. Jade plants are perfect for beginners as they are easy to care for and can thrive in dry environments.

Lastly, Palms encompass various plants, including Parlor Palms, Ponytail Palms, and Majesty Palms. Parlor Palms are indoor plants from Central America with fronds. They are not related to Money Trees and require bright, indirect light.

Frequently Asked Questions

Can Money Trees grow outside in colder climates?

Money trees prefer indoor growing in warm and humid conditions, but can be grown outside in USDA zones 10-11. Care tips include well-draining soil, bright indirect light, and regular watering. Pruning promotes growth.

Are Umbrella Trees toxic to pets?

Pet safety is important when choosing indoor plants. Umbrella trees can be toxic to pets, but there are alternative options such as Money Trees, Ficus, Jade plants, and Palms that are safe for pets.

How often should Ficus plants be watered?

To keep your Ficus healthy, water it every 7-10 days, allowing the soil to dry out slightly between waterings. Avoid overwatering or letting it sit in standing water. Place it in bright, indirect sunlight for optimal indoor plant care.

Can Jade plants be propagated from cuttings?

Yes, jade plants can be propagated from cuttings. The most common jade propagation method is stem cutting. Jade plants thrive indoors but can also grow outdoors in warm climates.

Do all types of Palms require the same amount of sunlight?

Different types of palms have varying sunlight needs and growth habits. Parlor palms, for example, require bright, indirect light, while other palms may thrive in full sun. It’s important to research specific species to ensure proper care.


Now that you know the differences between money trees, umbrella trees, ficus, jade, and palms, you can make an informed decision on which one to bring into your space.

If you’re looking for a low-maintenance plant that brings good luck and can thrive in low light, a money tree may be the perfect choice for you.

If you want a larger, statement plant that can grow up to 10 feet tall, an umbrella tree could be the answer.

For those who want a plant that can improve air quality and add a touch of elegance to their space, a ficus is a great option.

If you prefer a unique, compact plant with a symbolic meaning, a jade plant may be the perfect fit.

And for those who want a tropical vibe and a plant that can grow up to 7 feet tall, a palm may be the way to go.

Ultimately, the choice comes down to personal preference and the specific needs of your space. Consider factors such as lighting, humidity, and maintenance before making your decision.

With the right plant, you can bring life and beauty into your home or office for years to come.